Have you ever used a pre-paid credit card? I haven't. I got this opportunity to try it out and was actually really excited. I started thinking of all of the possible uses for this card from Card.com.
I am always trying to work on a good and suitable budget and a way to stick to it. This card can make that possible if each month I transfer money onto it for groceries or whatever it is that I am working on a budget for. It would also be good for budgeting extra spending money and once it is gone, it is gone.
Another thing that this card will be great for is spending money for myself of my husband. We don't like using 2 check cards because the checkbook seems to never be balanced. This way we could manage our money better because we will know exactly how much we are spending and won't have to worry about balancing every stop at 711 or gas fill-ups. If you have teenagers this would be a good way to give them their allowance and for them to learn responsibility for their money. There are so many ways that this card can be useful and I am excited to try out the possibilities. Signing up was really easy and I received my card in the mail in about a week. There are tons of designs to choose from and I love the one I chose and it is a VISA so it is accepted everywhere.
Free card-to-card transfers, any time, anywhere, in seconds
No overdraft fees -- never goes negative!
Safer than cash - 24/7 support, Visa fraud protection and 100% FDIC insurance on funds
No debt, financially responsible, no interest/credit/APRs
No credit check and approval in seconds
22,000 in-network ATMs
Thousands of cool, unique card designs to choose from, including brands like: Garfield, Popeye, Betty Paige, James Dean, Care Bears, Walking Dead, Star Trek, Autism Awareness, Breast Cancer Research, Shark Week, Where's Waldo, Doodle Jump, etc.
This card is not a gift card, so you can’t give or receive the card as a gift - It's better than a gift card because you don't just use it once and toss it, but instead get to replace your boring bank-issued debit card and show it off over and over.
Free for 30 days - then $5.95 monthly fee, which they waive when you direct deposit over $800 in the previous 30 days. This fee is the same as the Walmart prepaid card and way less than many of our competitors. It's also much less than overdrafting your bank account, paying for a checking account, or using a credit card.
Disclosure of Material Connection: This is a “sponsored post.” The company who sponsored it compensated me via a cash payment, gift, or something else of value to write it. Regardless, I only recommend products or services I use personally and believe will be good for my readers. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”