Tuesday, April 22, 2014

Lucky, Lucky

I have always had a weird ability to find 4-leaf clovers.  I can spot them anywhere, and it is normally when I am just walking by a patch of clovers and happen to look down.  I see them and pick them.  I have always done this and have never met anybody else who can or does.  

Until now.  

My son has been obsessed with 4-leaf clovers ever since I found 4 of them by my mailbox.  He has been very upset about not being able to find any himself.  I have found some for him and pointed them out so he could pick them so that he felt like he found them.  

Until today...

Today he ran up to me with the biggest 4-leaf clover ever!  He was so excited he couldn't even contain himself!  I had barely turned to put it inside the house when he came running back with a 2nd one!  He was glowing.  

Tonight while he was cleaning up some sticks from the yard, he found a 3rd 4-leaf clover!  

I know it sounds weird, but I am stoked that he has 'the gift' too!  There are so many people who have never found ONE and I find them constantly. 

I love it, but I also know it is exciting and something that is just a wishful thought for most people. 
Have you ever found one? 

Thursday, April 10, 2014

Getting Out of Debt!!

My husband and I are so excited to start The Total Money Makeover by Dave Ramsey.  This is NOT a sponsored post, but I love it so much that I think everybody, with any sort of debt, needs to do this plan.  There are affiliate links in this post for your convenience.  Here is the book in case you want to buy it.  I checked it out at the library and then bought the audio books for my husband because that way he just listens to them on the way to work.

It is really a very good book, and a good plan.  It is something that you read and think, "well duh!  That makes a ton of sense.  I wish we would have done this 10 years ago!"  But there is no time like now and that is where we are.

The first step in his plan is building a budget.  It is amazing how much money goes in and out of our accounts and we have no idea where it goes, or if there are things that we buy that we really can't afford.  It is really crazy when you sit down to do this if you have never done it.  I got another one of his books called Financial Peace and it gives a little more details on building a budget.

There is a Monthly Cash Flow sheet in the back of the books that you can use.  For me it was easier to alter it to fit our actual bills and put it in excel format.  Then Financial Peace says to build your monthly budget and then do a budget per pay period.  My husband gets paid every week so we have to build essentially 5 budgets every month!  And the budgets need to be Zero budgets where every cent has somewhere it is going.  There shouldn't be any money floating around without a home.

I will keep everybody posted on our financial progress.  We are so excited to get started even though we know it will be hard and there most definitely will be sacrifices (we are canceling our cable this week!), but if it was easy, everybody would be debt free.  The hardest part is getting used to the idea of not buying things you want or doing things that you want to do.  If it isn't in the budget, it just can't happen.  I know the first few months on a budget won't be perfect and it will be a trial and error phase until we get the ball really rolling, but just the idea of not dreading paying bills every week and living paycheck to paycheck is enough to make us want to give it all we have to make it work.  I hope you will at least check out the book, or you can listen to his radio show at www.daveramsey.com and click on the radio show on the left.

Good luck and happy budgeting!

Monday, April 7, 2014

5 Ways I Lost 10 Pounds Painlessly

I have been looking for different ways to get healthier and eat better.  It wasn't really my goal to lose weight as much as to just get a little healthier and be a better example for my kids.

I have a friend who is taking part in a deal with coworkers to lose weight and get healthy.  she has been been doing awesome. She's eating right and working out. As a single woman it's a little easier for her with only one mouth to feed, no bedtimes to adhere to, and no picky eaters.  But she has been my inspiration, along with my sister. 

1.  First thing I did was cut out as much junk as I normally eat. I have a weakness for Turkey Hill peanut butter chocolate icecream. I can't resist buying it when it's on sale and then I can't resist eating it when it's at the house. So I resist buying it because it's easier to not have it at the house at all. I did this with a lot of unhealthy snacks. If I don't have it here I normally opt to eat a healthier snack. Cottage cheese and tomatoes are my new best friends!  

Wednesday, March 26, 2014

From Pallet to Garden Box

This year we decided we need a garden.  Last year we did a few plants in pots and it didn't work out very well.  We didn't even get any veggies from them so it was a bust.

We wanted something that we can move next year if we need to, and something cheap!  I love recycling and reusing things.  We have had pallets in our back yard for months now that I have been wanting to break down, but it is has been a daunting task.  Until I read about an easy way to break them down.  I would have never thought of this and I can't remember where I saw the tip.  You use a saws all with a 9-12 inch blade and cut right through the nails.  This saved us probably 5 hours of work disassembling 3 pallets without destroying the wood.

The garden boxes were really easy to make and we built 3 with 3 pallets with some wood left over.  My husband used the support pieces (the thickest and sturdiest pieces) for the corners.  The sides were the wider pieces of wood.  We used the nail gun and attached the side pieces evenly to the corner pieces.  The corner pieces are longer to use for attaching chicken wire to keep the kids and the bunnies out.

After we used the nail gun to hold things in place we used a countersink drill bit (affiliate link below for your convenience) for the screws.  We used 2.5 inch screws and they were even with the wood (countersunk).

Z went around and nailed in any loose nails for us.  And the box was done!

We did not build a bottom because we are planning on tilling the dirt underneath if it ever gets warm enough.  The boxes measure about 3 feet by 3 feet and 8 inches deep.

Tuesday, March 25, 2014

I Feel Like Such a Slacker!

Hi all, I feel like such a slacker.  I feel bad that my blog has been put on the back burner for the time being, but it's all for a good reason.  I promise!

If you have been reading for a little while you know that I am trying to find ways to work from home.  Lifebushido so far has been great and I am excited that I am through with new hire tasks and doing actual work!  I should be getting a paycheck for about 13 hours worth of work from the month of March, so that is a step in the right direction.  I started at a good time because I can build my knowledge and prove that I can do the work well and in a timely manner so that when I am available to do more hours, I will be able to get more tasks.

I am in my 3rd to last class and am going to be cramming to get them done without a break, so I will be graduating on June 30, 2014!  I am excited and apprehensive to be done with my Bachelor's degree.  I personally would love to be able to keep the kids out of daycare, at least until my oldest is in 1st grade and my youngest can attend preschool.  To do this, I need to find a way to make more money from home.

I have been selling items on Ebay and it comes in spurts, but in this past week I have made about $100 off of items that I have had sitting around the house collecting dust.  I am also planning a yard sale and going through items every day.

Needless to say, I have been busy and my brain has been fried from school, kids, and my new job :)

I am hoping to get back to normal starting in June, but until I am done with school my posts will continue to be sporadic.  Thanks for sticking with me!

Wednesday, March 19, 2014

Embark Preschool Programs

This is a Sponsored post written by me on behalf of K12, the leader in online education for SocialSpark. All opinions are 100% mine.
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You can also watch this information video 
I am Going to put in my order today for the Online version, I think my 5 year old will love it, and you can't beat half off!
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